.page-home .home-grid {
  display: grid;
  grid-template-columns: repeat(12, minmax(0, 1fr));
  gap: clamp(14px, 1.6vw, 22px);
}
.page-home .home-grid > * {
  grid-column: 1 / -1;
  min-width: 0;
}

@media (min-width: 860px) {
  .page-home .home-grid > .g3 { grid-column: span 3; }
  .page-home .home-grid > .g4 { grid-column: span 4; }
  .page-home .home-grid > .g5 { grid-column: span 5; }
  .page-home .home-grid > .g7 { grid-column: span 7; }
  .page-home .home-grid > .g8 { grid-column: span 8; }
  .page-home .home-grid > .g12 { grid-column: span 12; }
}

/* ---------- 通用面板 ---------- */
.page-home .home-panel {
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  gap: 14px;
  padding: clamp(18px, 2.2vw, 30px);
  border-radius: var(--r-lg);
  background: var(--warm-white);
  border: 1px solid rgba(217, 165, 68, 0.34);
}
.page-home .home-panel__index {
  margin: 0;
  font-family: var(--font-data);
  font-size: var(--step-12);
  letter-spacing: 0.1em;
  color: var(--gold-deep);
}
.page-home .home-panel__index.is-on-dark {
  color: var(--mint);
}

/* ---------- 01 站点说明 ---------- */
.page-home .home-statement {
  background: linear-gradient(158deg, var(--warm-white) 0%, var(--sand) 100%);
}
.page-home .home-statement__title {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(28px, 3.4vw, 44px);
  font-weight: 700;
  line-height: 1.12;
  letter-spacing: -0.02em;
  color: var(--ink);
  text-wrap: balance;
}
.page-home .home-statement__lede {
  margin: 0;
  font-size: var(--step-16);
  line-height: 1.78;
  color: var(--ink);
}
.page-home .home-triad {
  margin: 0;
  display: grid;
  gap: 1px;
  border-radius: var(--r-sm);
  overflow: hidden;
  background: rgba(20, 22, 26, 0.08);
}
.page-home .home-triad__row {
  display: flex;
  gap: 12px;
  align-items: baseline;
  padding: 9px 12px;
  background: var(--warm-white);
}
.page-home .home-triad dt {
  flex: 0 0 auto;
  font-family: var(--font-data);
  font-size: var(--step-12);
  letter-spacing: 0.04em;
  color: var(--oasis);
}
.page-home .home-triad dd {
  margin: 0;
  font-size: var(--step-14);
  line-height: 1.6;
  color: var(--ink);
}
.page-home .home-statement__figure {
  margin: auto 0 0;
  border-radius: var(--r-md);
  overflow: hidden;
  line-height: 0;
}
.page-home .home-statement__figure img {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 9;
  object-fit: cover;
}

/* ---------- 02 排行榜焦点块 ---------- */
.page-home .home-rank {
  background: var(--oasis-deep);
  border-color: transparent;
  color: var(--warm-white);
  justify-content: flex-start;
}
.page-home .home-rank__bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.24;
}
.page-home .home-rank__inner {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  gap: 14px;
  height: 100%;
}
.page-home .home-rank__title {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(24px, 2.5vw, 34px);
  font-weight: 700;
  line-height: 1.15;
  letter-spacing: -0.01em;
  color: var(--warm-white);
}
.page-home .home-rank__note {
  margin: 0;
  font-size: var(--step-14);
  line-height: 1.7;
  color: rgba(255, 251, 244, 0.82);
}
.page-home .home-rank__cadence {
  margin: 0;
  display: grid;
  gap: 0;
  border-radius: var(--r-sm);
  overflow: hidden;
  background: rgba(11, 59, 69, 0.55);
}
.page-home .home-rank__cadence > div {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  padding: 10px 13px;
}
.page-home .home-rank__cadence > div + div {
  border-top: 1px solid rgba(143, 207, 196, 0.26);
}
.page-home .home-rank__cadence dt {
  font-size: var(--step-12);
  color: var(--mint);
  letter-spacing: 0.06em;
}
.page-home .home-rank__cadence dd {
  margin: 0;
  font-family: var(--font-data);
  font-size: var(--step-14);
  color: var(--warm-white);
}
.page-home .home-rank__cta {
  align-self: flex-start;
  margin-top: auto;
}

/* ---------- 03 赔付三档 ---------- */
.page-home .home-payout {
  background: var(--sand-soft);
  border-color: var(--gold);
}
.page-home .home-payout__title {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(20px, 2vw, 26px);
  font-weight: 700;
  line-height: 1.2;
  color: var(--ink);
}
.page-home .payout-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 12px;
}
.page-home .payout-tier {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  justify-content: space-between;
  gap: 4px 10px;
}
.page-home .payout-tier__name {
  font-size: var(--step-12);
  letter-spacing: 0.06em;
  color: var(--mist);
}
.page-home .payout-tier__amount {
  font-family: var(--font-data);
  font-size: var(--step-18);
  color: var(--ink);
}
.page-home .payout-tier__amount b {
  font-weight: 700;
  letter-spacing: 0.02em;
}
.page-home .payout-tier__amount i {
  font-style: normal;
  font-size: var(--step-12);
  color: var(--mist);
  margin-left: 3px;
}
.page-home .payout-tier__bar {
  flex: 1 0 100%;
  height: 8px;
  border-radius: var(--r-pill);
  background: rgba(20, 22, 26, 0.09);
  overflow: hidden;
}
.page-home .payout-tier__bar::after {
  content: "";
  display: block;
  height: 100%;
  width: var(--w);
  border-radius: inherit;
  background: linear-gradient(90deg, var(--gold-deep), var(--ochre));
}
.page-home .payout-tier--1 { --w: 8%; }
.page-home .payout-tier--2 { --w: 26%; }
.page-home .payout-tier--3 { --w: 100%; }
.page-home .payout-tier--1 .payout-tier__bar::after,
.page-home .payout-tier--2 .payout-tier__bar::after {
  background: linear-gradient(90deg, var(--oasis), var(--gold-deep));
}
.page-home .home-payout__note {
  margin: 0;
  font-size: var(--step-12);
  line-height: 1.7;
  color: var(--mist);
}
.page-home .home-payout__figure {
  margin: auto 0 0;
  border-radius: var(--r-sm);
  overflow: hidden;
  line-height: 0;
}
.page-home .home-payout__figure img {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 10;
  object-fit: cover;
}

/* ---------- 04 资讯索引条 ---------- */
.page-home .home-news {
  padding: clamp(18px, 2.2vw, 30px);
  border-radius: var(--r-lg);
  background: var(--warm-white);
  border: 1px solid rgba(217, 165, 68, 0.34);
}
.page-home .home-news__head {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 8px 18px;
  padding-bottom: 14px;
  border-bottom: 1px solid rgba(217, 165, 68, 0.42);
}
.page-home .home-news__title {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(20px, 2.1vw, 28px);
  font-weight: 700;
  color: var(--ink);
}
.page-home .home-news__more {
  margin-left: auto;
  font-size: var(--step-14);
  color: var(--oasis);
  text-decoration: none;
  border-bottom: 1px solid currentColor;
  padding-bottom: 1px;
}
.page-home .home-news__more:hover {
  color: var(--gold-deep);
}
.page-home .news-list {
  list-style: none;
  margin: 0;
  padding: 0;
}
.page-home .news-item {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 6px 14px;
  padding: 13px 0;
  border-bottom: 1px dashed rgba(20, 22, 26, 0.14);
}
.page-home .news-item:last-child {
  border-bottom: 0;
  padding-bottom: 2px;
}
.page-home .news-item__tag {
  flex: 0 0 auto;
  padding: 3px 10px;
  border-radius: var(--r-pill);
  font-family: var(--font-data);
  font-size: var(--step-12);
  letter-spacing: 0.04em;
}
.page-home .news-item__tag.is-rank {
  background: rgba(217, 165, 68, 0.2);
  color: var(--gold-deep);
}
.page-home .news-item__tag.is-dyn {
  background: rgba(22, 105, 122, 0.14);
  color: var(--oasis);
}
.page-home .news-item__tag.is-guide {
  background: rgba(75, 58, 120, 0.14);
  color: var(--lapis);
}
.page-home .news-item__tag.is-rule {
  background: rgba(168, 69, 46, 0.14);
  color: var(--ochre);
}
.page-home .news-item__title {
  flex: 1 1 260px;
  font-size: var(--step-16);
  line-height: 1.6;
  color: var(--ink);
  text-decoration: none;
}
.page-home .news-item__title:hover {
  color: var(--oasis);
  text-decoration: underline;
  text-underline-offset: 3px;
}
.page-home .news-item__time {
  flex: 0 0 auto;
  margin-left: auto;
  font-family: var(--font-data);
  font-size: var(--step-12);
  color: var(--mist);
  white-space: nowrap;
}

/* ---------- 05 / 06 记录与改约 ---------- */
.page-home .home-records {
  background: var(--warm-white);
}
.page-home .home-records__title {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(22px, 2.3vw, 32px);
  font-weight: 700;
  line-height: 1.2;
  color: var(--ink);
}
.page-home .home-records__note {
  margin: 0;
  font-size: var(--step-16);
  line-height: 1.75;
  color: var(--ink);
}
.page-home .record-steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 10px;
}
.page-home .record-steps li {
  display: flex;
  align-items: baseline;
  gap: 12px;
  padding: 12px 14px;
  border-radius: var(--r-sm);
  background: var(--sand-soft);
  font-size: var(--step-14);
  line-height: 1.65;
  color: var(--ink);
}
.page-home .record-steps b {
  flex: 0 0 auto;
  font-family: var(--font-data);
  font-size: var(--step-12);
  color: var(--oasis);
  letter-spacing: 0.06em;
}
.page-home .home-records__filters {
  margin: 0;
  font-size: var(--step-14);
  line-height: 1.7;
  color: var(--mist);
}
.page-home .home-records__cta {
  align-self: flex-start;
  margin-top: auto;
}
.page-home .home-change {
  background: linear-gradient(180deg, var(--warm-white) 0%, rgba(239, 228, 207, 0.7) 100%);
  border-left: 4px solid var(--ochre);
}
.page-home .home-change__title {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(22px, 2.3vw, 30px);
  font-weight: 700;
  color: var(--ink);
}
.page-home .home-change__note {
  margin: 0;
  font-size: var(--step-14);
  line-height: 1.78;
  color: var(--ink);
}
.page-home .home-change__cta {
  align-self: flex-start;
  margin-top: auto;
}

/* ---------- 07 十二类服务带 ---------- */
.page-home .home-craft {
  margin: 0;
  border-radius: var(--r-lg);
  overflow: hidden;
  line-height: 0;
}
.page-home .home-craft img {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 3 / 4;
  object-fit: cover;
}
.page-home .home-services {
  align-self: start;
  display: flex;
  flex-direction: column;
  gap: 14px;
  padding: clamp(6px, 1.4vw, 18px) 0;
}
.page-home .home-services__title {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(26px, 3vw, 40px);
  font-weight: 700;
  line-height: 1.16;
  letter-spacing: -0.015em;
  color: var(--ink);
}
.page-home .home-services__note {
  margin: 0;
  font-size: var(--step-16);
  line-height: 1.78;
  color: var(--ink);
  max-width: 58ch;
}
.page-home .home-band {
  padding: clamp(10px, 1.4vw, 18px) 0 0;
}
.page-home .service-chips {
  list-style: none;
  margin: 0;
  padding: 0 0 8px;
  display: flex;
  gap: 10px;
  overflow-x: auto;
  scroll-snap-type: x proximity;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: thin;
}
.page-home .service-chips li {
  flex: 0 0 auto;
  scroll-snap-align: start;
  padding: 10px 18px;
  border-radius: var(--r-pill);
  background: var(--warm-white);
  border: 1px solid var(--gold);
  font-size: var(--step-14);
  letter-spacing: 0.02em;
  color: var(--ink);
  white-space: nowrap;
}
.page-home .service-chips li:nth-child(3n + 2) {
  border-color: rgba(22, 105, 122, 0.55);
  background: rgba(143, 207, 196, 0.16);
}
.page-home .service-chips li:nth-child(4n) {
  border-color: rgba(75, 58, 120, 0.45);
  background: rgba(75, 58, 120, 0.09);
}
.page-home .service-chips li:hover {
  border-color: var(--gold-deep);
  background: var(--sand-soft);
}

/* ---------- 08 覆盖范围深色区 ---------- */
.page-home .home-network {
  display: grid;
  gap: clamp(22px, 2.8vw, 40px);
  padding: clamp(24px, 3.4vw, 54px);
  border-radius: var(--r-xl);
  background: radial-gradient(120% 140% at 8% 0%, #12505d 0%, var(--oasis-deep) 58%, #082b33 100%);
  color: var(--warm-white);
}
@media (min-width: 860px) {
  .page-home .home-network {
    grid-template-columns: 1.15fr 0.85fr;
    align-items: start;
  }
}
.page-home .home-network__title {
  margin: 8px 0 0;
  font-family: var(--font-display);
  font-size: clamp(24px, 2.8vw, 38px);
  font-weight: 700;
  line-height: 1.18;
  color: var(--warm-white);
}
.page-home .home-network__note {
  margin: 12px 0 0;
  font-size: var(--step-14);
  line-height: 1.78;
  color: rgba(255, 251, 244, 0.76);
  max-width: 46ch;
}
.page-home .network-stats {
  margin: 22px 0 0;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px 18px;
}
@media (min-width: 560px) {
  .page-home .network-stats {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}
.page-home .network-stat {
  margin: 0;
  padding-top: 10px;
  border-top: 2px solid rgba(143, 207, 196, 0.5);
}
.page-home .network-stat__label {
  font-size: var(--step-12);
  letter-spacing: 0.08em;
  color: rgba(255, 251, 244, 0.68);
}
.page-home .network-stat__num {
  margin: 4px 0 0;
  font-family: var(--font-data);
  font-size: clamp(20px, 2.2vw, 30px);
  line-height: 1.1;
  letter-spacing: 0.02em;
  color: var(--mint);
}
.page-home .home-network__sub {
  margin: 0;
  font-family: var(--font-display);
  font-size: var(--step-22);
  font-weight: 700;
  color: var(--warm-white);
}
.page-home .network-notes {
  list-style: none;
  margin: 14px 0 0;
  padding: 0;
  display: grid;
  gap: 10px;
}
.page-home .network-notes li {
  position: relative;
  padding-left: 18px;
  font-size: var(--step-14);
  line-height: 1.75;
  color: rgba(255, 251, 244, 0.8);
}
.page-home .network-notes li::before {
  content: "";
  position: absolute;
  left: 2px;
  top: 0.62em;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--gold);
}
.page-home .home-network__links {
  margin-top: 22px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

@media (max-width: 859px) {
  .page-home .home-services {
    padding-top: 4px;
  }
  .page-home .home-craft img {
    aspect-ratio: 16 / 10;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-home .news-item__title,
  .page-home .service-chips li,
  .page-home .home-news__more {
    transition: none;
  }
}
<<<END>>>